Credit Cards are Banned for Gambling Deposits in Australia

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Credit cards have been banned for online gambling deposits in Australia, marking a significant change in the nation’s approach to online wagering. This aligns the regulations more closely with those governing in-person gambling, emphasising consumer protection and responsible gambling practices.

Credit Cards Banned for Gambling Deposits in Australia

Six Months in the Making

The ban on credit cards for online gambling has been in the works for six months, reflecting a concerted effort to address the risks associated with using borrowed funds for wagering. This proactive approach underscores the government’s commitment to safeguarding individuals from the potential harms of problem gambling.

Enforcement and Penalties

Stringent enforcement measures are in place to ensure compliance with the ban on credit card deposits. Companies found violating these regulations could face substantial fines, up to $234,750. These penalties serve as a deterrent to prevent non-compliance and protect consumers from financial exploitation.

Expanding Authority

The Australian Communications and Media Authority (ACMA) has been empowered to enforce these regulations effectively. This expansion of authority enables ACMA to monitor and regulate online gambling activities more closely, further enhancing consumer protection measures.

Broader Government Measures

The ban on credit cards is part of a comprehensive strategy to address problem gambling in Australia. In addition to prohibiting credit card deposits, the government has introduced initiatives such as BetStop, a self-exclusion register, and mandatory ID pre-verification for online gambling accounts. These measures aim to empower individuals to manage their gambling habits responsibly.

BetStop Success

The implementation of BetStop has yielded promising results, with 22,000 individuals registering to self-exclude from online gambling. This indicates a growing awareness of responsible gambling practices and a willingness among gamblers to take proactive steps to control their behaviour.

Government Statements

Communications Minister Michelle Rowland emphasised the importance of the ban on credit cards, stating, “Australians should not be gambling with money they do not have.” This sentiment underscores the government’s commitment to promoting responsible gambling and protecting vulnerable individuals from financial harm.

Protecting Vulnerable Australians

Social Services Minister Amanda Rishworth reiterated the government’s commitment to protecting vulnerable Australians from the risks associated with online gambling. By banning credit card deposits, the government aims to level the playing field and ensure that all individuals have access to safe and responsible gambling environments.

Getting Help and Information

For those struggling with gambling addiction or seeking support, numerous resources are available. The National Gambling Helpline provides free, confidential support 24/7, while online counselling services offer additional assistance. Family and friends can also access resources to learn how to support their loved ones effectively.

Exploring Alternative Payment Methods

While credit cards are no longer an option for online gambling deposits, there are still several alternative payment methods available to players. These include:

Debit Cards

Debit cards function similarly to credit cards but draw funds directly from the cardholder’s bank account. They offer a convenient and secure way to make deposits without the risk of accruing debt.


E-wallets such as PayPal, Skrill, and Neteller allow users to store funds and make online transactions securely. Online gambling operators widely accept these platforms and offer fast and convenient deposits and withdrawals.

Prepaid Cards

Prepaid cards, such as Paysafecard, can be purchased at retail outlets and used to fund online gambling accounts without the need for a bank account or credit/debit card. They provide an added layer of security and privacy for users.

Bank Transfers

Direct bank transfers allow players to transfer funds from their bank accounts to their online gambling accounts. While this method may take longer to process compared to others, it offers a secure and reliable way to make deposits.



The ban on credit card deposits for online gambling represents a significant step forward in promoting responsible gambling practices and protecting consumers from financial harm. Through proactive measures and enhanced regulatory enforcement, the Australian government aims to create a safer and more sustainable gambling environment for all individuals.

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